Since 1981 Baker International has provided insurance protection for household goods, boats, automobiles, motorcycles, and office moves for families relocating within the U.S., Canada, or overseas.
Moving across the street, across the country, or around the world – Baker International is your source for Moving Insurance.
2. You may also purchase coverage by completing the reverse side of this brochure and fax to us. Or you may call our Customer Service Center from 8:00 to 5:00 central time, Mon – Fri.
If you do not insure your goods to its proper value then coinsurance will apply. Example – if you insure your total amount of HHG’s for $50,000 and the actual value is $75,000, then we will only pay 67% of any claim minus your deductible, because you only insured 67% of the value. In the event of a claim, if you have $400.00 damage to a sofa you will receive 67% of $400.00 ($268.00) minus your deductible. It is your responsibility to establish the proper value of your household goods and personal effects to avoid coinsurance
If you determine you have mostly lower/moderate priced items in your home you can multi ply the total weight of your shipment times the minimum “per pound” value of $7.00.
If you have higher quality/priced HHG’s goods you should use a higher amount such as $10.00 to $15.00 per pound times the weight.
Another method is to multi ply the number of rooms in your home or apartment by $10,000 to $15,000. And you can check you homeowner’s policy for the contents coverage or make an inventory listing all your goods with the values.
The minimum amount of coverage cannot be less than $7.00 times the total weight of your shipment. The total amount of insurance purchased must be no less than 100% of the total value of all goods being shipped or coinsurance may apply.
Some items cannot be insured. Please see exclusion section in Terms and Conditions.
Read and Sign Terms & Conditions. For total amount due call 800-356-0099. MasterCard, Visa, Discover, American Express, company or personal checks, including “checks by fax” are acceptable payment methods. Payment & signed terms and conditions MUST be received before pack/load date.